Interests Rates & Home Ownership Rates
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| Mortgage | [wikipedia] a conveyance of an interest in property as security for the repayment of money borrowed. |
| Interest Rate | [dictionary] The percentage of a loan that is charged as interest by the lender to the borrower, expressed as an APR (annual percentage rate) of the remaining loan |
| Term | [mtgprofessor] the number of years to pay back the loan |
| Adjustable Rate Mortgage | [investopedia] A mortgage on which the interest rate, after an initial period, can be changed by the lender. |
| Fixed Rate Mortgage | [bankrate] A mortgage in which the interest rate does not change throughout the term |